Mortgage Broker

Competitive Rates, Expert Guidance, Hassle Free.

No matter what type of home buyer (1st homeowner or existing owners looking to upgrade) or property investor (from the novice right through to the seasoned property professional with an extensive portfolio) you are, our experienced team of finance and mortgage brokers are perfectly placed to help you finance options to suit your circumstances.

Loan Options


How to Save

Mortgage Options

Why use a mortgage broker?

Simple, we do the legwork. You get expert advice and guidance with finding a hassle free, competitive mortgage. Plus, it’s completely free!

Industry Qualified

We are qualified to give credit advice and are an accredited member of the Finance Brokers Association of Australia Limited (FBAA).

Property Investment

At State Financial Services we have helped many investor clients properly structure their lending. Enquire now to receive the benefit of our expertise.

Let us project manage the finance for your next investment property.

First Home Buyers

We enjoy the opportunity to help a first home buyer with their property purchase. It is an exciting but often nerve wracking time for you so it helps to have someone there to bounce ideas off and get guidance from.

Your Melbourne based home loan consultant offers much more than just finding you a great rate.

Contact us now to see how much more we do to help you through the process.

Moving Home Mortgages

State Financial Services can help you be thoroughly prepared to move home by arranging a pre-approval first so you can sell and buy again with confidence.


Does the thought of having to handle a refinance on your own send a shiver down your spine? How does it work? Have you thought about the new payment coinciding with your pay dates? Are you moving to a lower interest rate but taking another 30yr loan term by accident? We have thought about that so you don’t have to!

Get a Free Consultation

State Financial Services charge no fees. We are paid a commission by the lender you choose, which we fully disclose to you. (Lender and Govt fees and charges may be payable). We aim to save our clients money, taking the time to individually negotiate the best available rate rather than simply accepting the standard rate on offer.

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